Welcome to GRUBER SOLUTIONS LLC. By accessing or using our website and services, you agree to be bound by these Terms and Conditions ("Terms"). Please read them carefully.
By accessing this website, submitting a loan application, or using any of our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree with any part of these Terms, you must not use our website or services.
You may use our website for lawful purposes only and in accordance with these Terms. You agree not to:
If you create an account on our website, you are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use.
Submitting a loan application does not guarantee approval or funding. All loan applications are subject to credit review, underwriting, and approval by GRUBER SOLUTIONS LLC. We reserve the right to decline any application at our sole discretion.
You agree to provide accurate, complete, and current information in your loan application and all communications with us. Providing false or misleading information may result in denial of your application and potential legal consequences.
The information provided on this website is for general informational purposes only and does not constitute financial, legal, or tax advice. You should consult with appropriate professionals before making financial decisions.
By opting in to receive text messages from GRUBER SOLUTIONS LLC, you agree to the following terms:
Program Description: By consenting to our SMS program, you authorize GRUBER SOLUTIONS LLC to send recurring marketing and promotional SMS/MMS messages to the mobile number you provided using an automated telephone dialing system (ATDS). Messages may include offers, updates, and information about our financial products and services.
Message Frequency: Message frequency varies. You may receive up to 4 messages per month. The actual number of messages you receive will depend on your interaction with us and current promotions.
Message and Data Rates: Message and data rates may apply based on your mobile carrier plan. Please contact your mobile carrier for details on your messaging plan.
Supported Carriers: Our SMS program is supported by major U.S. wireless carriers. Carrier-specific restrictions may apply.
Opt-Out Instructions: You can cancel the SMS service at any time by replying STOP to any text message you receive from us. After sending STOP, you will receive one final message confirming your opt-out. You will no longer receive SMS messages from us unless you re-opt-in.
Help Information: For assistance with our SMS program, reply HELP to any message or contact us at joseph@gruber-solutions.com. When you reply HELP, you will receive information about how to use the service and how to opt out.
Consent Not Required for Purchase: Consent to receive SMS marketing messages is NOT a condition of purchase or use of any of our services. You may contact us through other means, including email or our website contact form.
Privacy: We respect your privacy. Information provided through SMS opt-in will be handled in accordance with our Privacy Policy. We will not share your mobile number or SMS opt-in data with third parties for their marketing purposes.
Liability: GRUBER SOLUTIONS LLC is not liable for delayed or undelivered messages. We are not responsible for any charges imposed by your mobile carrier.
All content on this website, including text, graphics, logos, images, and software, is the property of GRUBER SOLUTIONS LLC or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our express written permission.
This website and all information, content, materials, and services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.
Our website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of these external sites. Accessing third-party links is at your own risk.
To the fullest extent permitted by law, GRUBER SOLUTIONS LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:
You agree to indemnify, defend, and hold harmless GRUBER SOLUTIONS LLC, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in any way connected with your access to or use of the website or services, your violation of these Terms, or your violation of any rights of another.
These Terms shall be governed by and construed in accordance with the laws of the State of New Jersey, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of our services shall be resolved in the state or federal courts located in Middlesex County, New Jersey.
We reserve the right to modify these Terms at any time. We will notify you of any material changes by posting the updated Terms on this page and updating the "Last Updated" date. Your continued use of our website or services after any changes constitutes your acceptance of the new Terms.
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining Terms shall remain in full force and effect.
These Terms, together with our Privacy Policy, constitute the entire agreement between you and GRUBER SOLUTIONS LLC regarding the use of our website and services, and supersede all prior agreements and understandings.
If you have any questions about these Terms, please contact us:
GRUBER SOLUTIONS LLC
180 Talmadge Rd Unit 61
Edison, NJ 08817
Email: joseph@gruber-solutions.com
By using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.